GET APPROVED FOR FINANCING YOUR EQUIPMENT PURCHASE BEFORE YOU SHOP
Speak with a specialist to find out your best options.
Get financing lined up in as little as 24 hours through our incredibly easy application process. Our products are not leases - you own the equipment and you pay us off without penalty when you’re ready.
Ready to purchase your equipment? Apply for financing today.
Three time winner of “Best Working Capital Loan” by Business News Daily
Winner of 2018 Best of FinXTech award from BankDirector magazine
Trusted by three of the top 20 banks in the U.S. to serve their business customers
Backed by world-class institutional investors like Goldman Sachs
Our customers love us!
"Never in my life has funding been made so accessible while remaining respectable and fair… Small business needs this more than you know."
"You’d think that Fundation is too good to be true, but they’re the real deal. I would have never imagined it possible for a 2-year-old company like ours to get a loan so quickly and easily, at such a low interest rate."
"It was a fantastic experience and I have already recommended [Fundation] to another client of mine if they have cash needs. The professionalism exhibited by the representatives of the company gave me a sense of comfort while entering into the transaction."
Frequently Asked Questions
Who are you guys? I have never heard of you.
We are one of the most well respected non-bank lending companies in the market. In fact, we even provide our technology to a few of the top 20 banks in the country that they then use to originate credit to small businesses. We are backed by world class institutional investors and we have won several awards for the quality of our customer experience and the quality of our technology.
Are these loans or leases?
We offer term loans which have materially better benefits to you. First, you own the equipment – not us, which gives you any tax benefits of depreciation. Second, the features of our loans are much more customer friendly. When you execute a lease agreement, you are agreeing to make all the lease payments irrespective of whether you pay the lease off early. There is no concept of interest with a lease. With our loans, you are only paying us interest for as long as the loan is outstanding. If you pay off early, you simply pay us the balance of the loan plus any accrued interest to date.
Do you offer lines of credit?
We do. Ask one of our customer relationship managers about our line of credit product which is an outstanding product to help you manage your cash flow and ongoing working capital needs.
I am not the owner of my business. How will that affect my personal guaranty requirement?
No problem. We need at least 50% of the ownership of the business to be accounted for with a personal guaranty. That could mean more than one owner. Talk to your Fundation customer relationship manager about this.
How is my interest rate determined?
We take a variety of factors into account ranging from personal credit history, business credit history, public record information (tax liens, judgments, etc.), cash flow data, and income amongst other things. The process is really simple and we will not need much from you to close your loan.